Available credit limit refers to the unused credit limit in your credit card. The calculation method is as follows:

Credit Limit-Outstanding Posted Amount-Cumulative Amount Used but Not Posted = Available Amount

For example, if your credit line is 20,000 yuan, the unpaid amount is 65,438+0,000 yuan, and the used and unrecorded amount is 4,000 yuan, then your available credit line is 6,000 yuan.

Note: The available amount will decrease with each consumption, and will be restored accordingly with your repayment in each installment.