General corporate customers who have established or intend to establish credit relations with our bank for the first time and have an operating period of more than one year, and special customers who have established or intend to establish credit relations with our bank have a credit rating standard of AAA, with a comprehensive score of over 76.

AA+ level: the comprehensive score is above 72 points (inclusive). AA level: the comprehensive score is above 68 points (inclusive). Grade A: The comprehensive score is above 64 (inclusive). Grade A+: The comprehensive score is above 6 1 (inclusive).

Grade A: The comprehensive score is above 57 (inclusive). Grade A: The comprehensive score is above 53 (inclusive). BBB++level: the comprehensive score is above 50 points (inclusive). BBB: The comprehensive score is above 47 (inclusive). BBBˉ: The comprehensive score is above 44 (inclusive). Grade BB: the comprehensive score is above 37 (inclusive). Grade B: The comprehensive score is lower than 37.

Stable credit rating

For customers who have established credit relationship, the credit rating standard is AAA: the comprehensive score is above 80 points. AA+ level: the comprehensive score is above 76 (inclusive). AA level: the comprehensive score is above 72 points (inclusive).

Grade A: the comprehensive score is above 68 (inclusive). Grade A+: The comprehensive score is above 64 (inclusive). Grade A: The comprehensive score is above 60 (inclusive). Grade A: The comprehensive score is above 56 (inclusive).

BBB++:The comprehensive score is above 53 (inclusive). BBB: The comprehensive score is above 50 (inclusive). BBBˉ: The comprehensive score is above 47 (inclusive). Grade BB: the comprehensive score is above 40 (inclusive). Grade B: The comprehensive score is less than 40 points.