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How to diversify consumption with credit card? It is crucial to do four things well
Cardholders often apply for a credit card limit increase, but are rejected every time by the bank because the comprehensive score is insufficient. One of them includes lack of diversified consumption, which is the key to credit card limit increase. Many cardholders do not know how to diversify their credit card consumption, so here is an introduction.

How to diversify consumption with credit card? 1. Diversified transaction scenarios: There are many scenarios where we use credit cards to pay in our daily lives, such as eating in restaurants, shopping in supermarkets, watching movies in theaters, online shopping, decoration, traveling, etc. The richer the transaction scenarios, the more transactions appear. The more truthful it is, the more helpful it will be in increasing your quota. 2. Diversification of transaction locations: Cardholders often think that cards issued locally can only be used locally. In fact, this is not the case. There are no location restrictions for credit card transactions, and they can be used at home and abroad. But if you are trading in two different areas, you must pay attention to the transaction interval. Otherwise, like two cities separated by thousands of miles, problems will arise if the two transactions are less than half an hour apart. 3. Diversification of transaction amounts: Many people usually do not use credit cards. They only use credit cards when they have large purchases, or some only use small amounts. Both of these methods are not conducive to increasing the credit limit. After all, a person's real consumption must include both large and small amounts, usually small amounts are the majority, and a few large amounts every month will suffice. 4. Diversification of acquirers: Many POS machines now close merchants of their choice, but some can still match merchants based on the transaction amount. When using one POS machine to consume, there may be multiple merchants, but the corresponding payment company There is only one terminal, which is also very troublesome, so don’t swipe your card at the same POS machine frequently.