1. After paying off the student loan through Alipay, why can’t the Development Bank find the repayment information?

You can check the repayment record for repayment: click Application Center - Student Loan Repayment - View Records. If you use Alipay for student loans, you will be informed by email that you can contact the China Development Bank for consultation.

2. Alipay’s maximum interest-free transfer

The maximum interest-free period of “Huabei” can be 41 days. After repayment, shopping on Tmall can be done on Taobao. If there is an unpaid balance after the deadline, the consumption limit will be restored. You can repay before the 10th of the next month after receipt of the goods is confirmed (this period is the interest-free period) , consumers only need to pay the fee at 50,000 per day

3. How to make interest-free principal repayment on Alipay?

You can contact Alipay customer service for negotiation after the loan or Huabei is overdue, but it is unlikely to succeed if you want to repay the principal without interest. Everyone needs to pay attention:

1. Huabei charges overdue fees at a daily interest rate of 0.05%, and Juebei charges overdue penalty interest at a rate of 1.5 times the borrowing interest rate (the daily borrowing interest rate is 0.01%). 1.5 to 6/10,000). Since there are no illegal high charges, it is naturally not easy to waive. Generally, it needs to be paid off together with the principal.

2. Huabei and Jiebei are products of Ant Consumer Finance. Ant Consumer Finance does not provide interest-free account services like bank credit cards. However, if the previous bill was paid on time before the repayment date (inclusive), and the current bill is overdue, as long as the loan is paid in time within three days after the repayment date, it will be regarded as normal repayment and will not It is considered overdue, there is no overdue penalty interest, and it does not affect your credit report.

If it is impossible to pay off the debt for the time being, it is recommended that users try to apply for an extension of the repayment period and repay the debt in installments when negotiating with Alipay customer service. Alipay will generally consider users' extension requests as appropriate.

Four. Alipay loan is interest-free and you can pay it like this

Dear. You can apply for interest-free repayment with Alipay. If when using Huabei installment payment, the merchant provides Huabei installment interest-free service, then the repayment can be interest-free. But if the user chooses to repay the Huabei installment in installments, he or she cannot enjoy the interest-free treatment. The user must pay the Huabei installment fee on schedule. Therefore, whether Huabei installment repayment can be interest-free mainly depends on whether the merchant provides interest-free services.