If the reviewed single-period handling fee is 1.67, and your total installment amount is 4,000 yuan, divided into 6 installments, the handling fee that needs to be repaid in each installment is 5,000*1.67=66.8 yuan, 6 installments The total *** is 66.8*6=400.8 yuan.
China Merchants Bank provides cardholders with personalized options of 2, 3, 6, 10, 12, 18, 24 and 36 periods. The single-period handling fee is 0~1.67, the actual installment handling fee and the number of periods that can be applied for are subject to the real-time evaluation results of China Merchants Bank Credit Card Center.
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Related questions:
1. After successfully applying for the bill installment business, the credit limit will not be restored immediately, and the limit occupied by the corresponding transaction will be It resumes installment by installment as you repay each installment until the last installment or all installments are paid off in advance.
2. If there is still excess money after repaying the credit card account repayable for the current period on schedule, the amount will not be used to pay off the principal due in the next installment of the bill in advance.
3. The handling fee will not be refunded for early repayment. You need to call our credit card customer service hotline to apply for early repayment. After the application is approved, you must pay off the outstanding installments and the remaining uncollected handling fees in one go. The installment handling fees collected will not be refunded.
China Merchants Bank - Frequently Asked Questions about Credit Card Bill Installment