The amount of credit card fraud is calculated based on the principal amount. The object infringed by this crime is a complex object, which not only infringes on the state's financial instrument management system, specifically the credit card management system, but also causes damage to the public and private property ownership of the bank and the relevant parties of the credit card. The object of the crime was credit cards.

The so-called credit card refers to a kind of credit issued by a credit card company (including various card issuers) to the cardholder for purchasing goods, obtaining services or withdrawing cash based on the cardholder's credit. certificate. Extended information

Use counterfeit credit cards to commit fraud. The so-called use includes various services such as purchasing goods with a credit card, withdrawing cash from banks or ATMs, and accepting credit cards for payment and settlement. "Counterfeit credit card" here refers to the counterfeit credit card stipulated in Article 177 of this Law, that is, a credit card manufactured using various illegal methods.

For counterfeit credit cards, some are used by the counterfeiters themselves to carry out fraudulent activities, and some are sold or given to others by the counterfeiters, who then use them to carry out fraudulent activities.

Whether it is used by oneself or by others, for the user, it is a situation of "using a counterfeit credit card". The use of counterfeit credit cards, whether to make purchases or receive various paid services, is fraudulent in nature.

Baidu Encyclopedia-Credit Card Fraud