Ping An Bank’s credit card cash withdrawal fees and interest are charged as follows:
1. Handling fee:
Generally, fees are charged in proportion to the cash withdrawal amount. Generally, domestic cash withdrawals are charged 2.5% of the amount is charged, with a minimum of RMB 25 per transaction. Overseas cash withdrawals are charged at 3% of the amount, with a minimum of USD 3 per transaction.
2. Interest charging standard:
From the day of withdrawal, cash withdrawal interest will be charged at a daily interest rate of 0.05% until the cash withdrawal amount, cash withdrawal handling fee and cash withdrawal interest are paid off in full Until then, compound interest will be calculated on a daily basis.
Ping An Bank Credit Card is the first credit card launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has many Special functions provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".
Ping An Bank Credit Card is the first credit card launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has many Features.
Application conditions
Any natural person who is over 22 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation can apply with his/her valid identity document and card issuance Other documents required by the institution are required to apply for the main credit card personal card from the card issuer.
Ping An Bank credit card principal cardholders can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards.
Application method
Identification information
Copy of resident ID card or military officer ID card; if you are a compatriot from Hong Kong and Macao, you need to provide a mainland travel permit and a one-year Copy of the above residence certificate; if you are a foreigner, just provide a copy of your passport and residence permit for more than one year. Applicants for supplementary cards who are under 16 years old must provide a copy of their household registration book.
Proof of property
Copy of private car driving license, original employment certificate issued by the company (with company seal or personnel seal) or professional qualification certificate, such as lawyer's practicing certificate Copy, copy of registered auditor qualification certificate, etc.
Activation method
Method 1
Activate Ping An Bank credit card online
1. Log in to the homepage of Ping An Bank Credit Card Center and select the right "Credit card activation" function.
2. Enter the Ping An Bank credit card activation page and enter the relevant ID number.
Method 2
Activate Ping An Bank credit card through customer service phone
You can activate the credit card by calling the self-service voice service of Ping An Bank credit card 24-hour customer service hotline:
The process of activating Ping An Bank credit card via customer service phone number:
1. Dial Ping An Bank credit card customer service number and press "2" to switch to self-service voice service.
2. Press "2" and select the "Card Activation and Password Management" function.
3. Press "1" and select the "Card Activation" function.
4. Enter the ID number according to the voice prompts and confirm.