The annual fee for standard edition is 680 yuan, and the annual fee for simplified edition is 360.
Both versions of the card are free of annual fees in the first year. Now it's 12 consecutive natural months from the month after the card is approved, and you can swipe your card at least 1 time every month in any 6 months, and you can avoid the annual fee for the following year.
There is no upper limit on the amount, depending on how much the credit card center can grant you according to the information you provide.