How to check whether the Guangfa Credit Card is a VIP card

Check in Guangfa Mall or WeChat official account. Guangfa Bank also has a star service system, with three stars, four stars and five stars. Customers with different stars enjoy different services and rights.

What are the five-star customer standards for Guangfa Credit Card? How to develop five-star customers?

Do you think that star ratings can only come from ICBC? Then you are wrong. Guangfa also has a credit card star rating. The higher the rating, the better your qualifications. It is easy to apply for a high-value credit card. I believe many friends still don’t know what the star rating standards for Guangfa Credit Cards are? How to develop GF five-star customers? Let’s take a look together.

Guangfa Star Rating Standards

Samsung customers: The installment amount is less than 10,000, the points consumption is 20,000-100,000 (inclusive), and the reliable value is 700-750 points.

Four-star customers: The installment amount is 10,000-50,000 (inclusive), the points consumption is 100,000-400,000 (inclusive), and the reliable value is 750-800 points (inclusive).

Five-star customers: The installment amount is more than 50,000, the points consumption is more than 400,000, and the reliability value is more than 800 points.

How to develop GF five-star customers?

1. Participating more in the preferential activities of Guangfa Credit Card is equivalent to giving more support to the bank, which is conducive to improving the star rating. Guangdong Bank of China's credit cards have great discounts, so you can give them a try.

2. Swipe more cards and spend more. As can be seen from the above, GF star rating includes a column for points consumption. Only by swiping more cards can you reach the five-star standard earlier.

3. If you have the conditions, you can buy GF's financial products. It is said that this is very helpful for the star rating. Some card friends have reported that you can get five stars in minutes by buying financial products. You can try it.

4. In addition to meeting the several rigid standards for star rating, the basic usage of credit cards is also very important, including spending power, repayment ability, credit history, etc. If these are not met, it will still fail. To five stars.

Here we introduce to you the evaluation criteria of GF five-star customers and some methods to develop five-star customers. I hope it can help you. It's just a matter of promoting the star rating of Guangfa. It is definitely easier to improve the star rating than ICBC. You might as well give it a try.

What are the star customer standards for Guangfa Credit Card?

What are the star customer standards for Guangfa Credit Card

1. Samsung customers: The installment standard is 0-10,000, including 10,000 yuan; the accumulated points consumption standard is 20,000-100,000 yuan, including 100,000 points;

2. Four-star customers: the installment standard is 10,000-50,000 yuan, including 50,000 yuan; the accumulated points consumption standard is 10 Ten thousand to 400,000, including 400,000 points;

3. Five-star customers: installment standard is more than 50,000; accumulated points consumption standard is more than 400,000;

Extended information:

How to become a five-star customer of Guangfa Bank

1. Actively participate in the credit card activities launched by China Guangfa Bank, which can not only show the bank that you are actively referring to their activities, but also get some wool, killing two birds with one stone; more By the way, the food discounts provided by Guangfa Bank’s credit cards are quite impressive. Many of Xiao Chuang’s friends applied for Guangfa cards because they were attracted by the food discounts provided by China Guangfa Bank’s credit cards.

If you are a foodie, it is quite good to apply for a Guangfa Credit Card as a "Foodie Card";

2. Actively use your card to spend money and become a high-quality customer of Guangfa Bank. The star rating of Guangfa Bank's credit card should be It has only emerged recently. It should be much easier than improving the star rating of ICBC, so try to swipe the card as much as possible and increase the frequency of swiping the card;

3. Purchase Guangfa Bank financial products. It is said that this method is helpful for improving the credit card of Guangfa Bank. The star rating standard is very effective. Some cardholders have reported that they bought a GF financial product and got a five-star rating in minutes; so if you want to get a five-star rating from your GF credit card, you might as well try the financial product;

4. The basic conditions must be met. The above three points can be said to be tips for improving star standards. Then the fourth basic condition is equally important, which mainly includes personal credit record, credit card repayment ability, credit consumption ability, etc. Failure to meet these will also affect to star rating.

The application conditions for credit cards of each bank are similar. The basic application conditions are as follows:

1. Age of the applicant

The applicant for the main card must be over 18 years old. The maximum age limit is different for each bank. For example, the maximum age limit is 60 years old for China Merchants Bank, CITIC, and Shanghai Pudong Development Bank; 65 years old for Guangfa, Bank of Communications, Minsheng, Ping An, and Huaxia; and 70 years old for China Construction Bank.

Applicants for supplementary cards are generally 16 years old or above. Among them, China Merchants Bank and Agricultural Bank of China require 14 years of age or above, while Minsheng Bank and China Construction Bank require 13 years of age or above.

2. Personal financial strength

Applicants must have a stable job and legal income, and have a certain ability to repay.

3. Credit report status

The personal credit report is good and there is no bad credit record, especially no credit cards, overdue loans, cash out, etc.

Of course, these are the most basic conditions. Even if you meet these conditions, you may not be able to pass the approval 100%. In addition, some card types require special conditions, such as assets reaching a certain scale, etc.

That’s it for the introduction of how to check the star rating of Guangfa Credit Card.