What is the annual fee for ICBC Platinum Card?

The annual fee for the ICBC Platinum Card is: RMB 2,000/card/year for the main card and RMB 1,000/card/year for the secondary card.

Warm reminder:

1. American Express Centurion Platinum Card: 3,600 yuan/card/year for the main card, no annual fee for the supplementary card;

2. UnionPay Standard Platinum Card (excluding UnionPay Premium Platinum Card, Dual-core Combination Platinum Card, and UnionPay Multi-Currency Platinum Card): RMB 1,800/card/year for the main card, RMB 900/card/year for the secondary card.

ICBC Platinum Card annual fee reduction and exemption regulations are as follows:

1. During the year of using the Platinum Card, the cumulative card consumption reaches 200,000 yuan or the equivalent in foreign currency (excluding online consumption and house purchases) , car purchases, wholesale, charity and other purchases at merchants deemed by ICBC as not being able to accumulate points), the annual fees for the primary and secondary cards can be reduced or exempted for this year.

2. When the accumulated points reach 160,000 points, they can be redeemed for the one-year annual fee of the main platinum card (140,000 points for the UnionPay standard platinum card); when the accumulated points reach 80,000 points, they can be exchanged for the one-year annual fee of the supplementary platinum card (UnionPay standard platinum card). The standard platinum card is 70,000 points). For standard or special-shaped dual-brand platinum cards issued simultaneously, 160,000 points can be used to redeem the one-year annual fee of two activated cards, or 80,000 points can be used to redeem the annual fee of any one of the activated cards.

Warm reminder:

1. For cards with a rigid annual fee policy, the annual fee will be charged immediately after activation and will not be waived;

2. ICBC Teachers Cards such as Platinum Card and ICBC Healthcare Card Platinum Card do not have annual fee discounts for point redemption. Cards such as World Struggle Credit Card and Universe Constellation Card are exempt from annual fees within the validity period. You can check in detail on the ICBC website.

2. Annual fee-free policy for ICBC Platinum Credit Card

Although the annual fee for ICBC Platinum Credit Card is high, there is also a corresponding annual fee-free policy, and ICBC also has detailed classifications. It is particularly well done.

1. As long as it is a UnionPay standard platinum card (except UnionPay Premium Platinum Card, Dual-core Combo Platinum Card, and UnionPay Multi-Currency Platinum Card), the annual fee is charged at a 10% discount. .

2. Platinum card customers of ICBC can reduce the annual fee of the primary and secondary cards for the current year if the cumulative card consumption in RMB or foreign currency accounts reaches 200,000 yuan or the equivalent in foreign currency during the year of card use.

3. Platinum card customers of ICBC, regardless of whether they have RMB or foreign currency accounts, who accumulate RMB 4 million or the equivalent in foreign currency, can enjoy the permanent annual fee exemption for their primary and secondary cards

How much is the annual fee for the ICBC Global Platinum Card

1. Regular card: 100 yuan/card/year for the main card, 50 yuan/card/year for the secondary card;

2. Gold card Card: 200 yuan/card/year for the main card, 100 yuan/card/year for the secondary card;

3. Platinum card: 2,000 yuan/card/year for the main card, 1,000 yuan/card/year for the secondary card.

Note:

1. During the year of using the card, the cumulative consumption by gold card and regular card is 5 times or 5,000 yuan (equivalent in foreign currency), and the consumption by platinum card reaches 200,000 yuan. The annual fee for the current year can be reduced or exempted;

2. For cards issued in the form of 1+1, the annual fee for each card will be halved according to the above standards.

Extended information:

1. ICBC credit card annual fee standard:

The annual fee for domestic ordinary cards is 50 yuan, and the gold card is 100 yuan; international dual currency cards The ordinary card fee is 100 yuan, the gold card is 200 yuan; the business ordinary card is 200 yuan, the gold card is 400 yuan; the platinum card is 2,000 yuan; the annual fee for all supplementary cards is half of the annual fee for the main card.

2. ICBC credit card annual fee exemption policy:

ICBC’s annual fee charging standard is to collect the annual fee after use, that is, the annual fee will not be charged until one year after the account has been opened. Here In a year, as long as you make 5 transactions or 5,000 yuan (3 transactions or 3,000 yuan for student cards, 160,000 points for annual fees for platinum cards or 200,000 yuan for free annual fees), the annual fee for that year will be waived. At the same time, there is no annual fee for ICBC credit cards if you do not open the card.

3. Permanent annual fee exemption policy for ICBC credit cards:

For platinum card holders who have accumulated a consumption of 4 million yuan, their primary and secondary cards can be permanently exempted from annual fees. discount.

For personal card holders of gold cards and ordinary cards, if they have no bad credit record and have continuously held various ICBC credit cards for more than 10 years (including 10 years) since the date of implementation of these measures , the cardholder can be given a permanent annual fee exemption for the primary and secondary cards in one account. In addition, there is no annual fee for ICBC credit cards if you do not open the card.

Intelligent Customer Service of Industrial and Commercial Bank of China - Global Platinum Card Annual Fee

Baidu Encyclopedia - Industrial and Commercial Bank of China Credit Card

What are the application requirements for the ICBC Credit Card Platinum Card?

The limit of ICBC Platinum Credit Card is generally 50,000-100,000 yuan. The specific limit of the Platinum Card you can get depends on your comprehensive score. Of course, the higher the comprehensive score, the higher the limit you can get. The higher the limit, so if you want to apply for a credit card with a higher limit, submit more complete information, and then keep your personal credit record in good condition.

What are the application conditions for ICBC Platinum Credit Card

1. Age requirements: The applicant must be between 18 and 60 years old and have a valid legal identity.

2. In terms of income: The application for Platinum Card has very high requirements for the applicant’s income. The applicant’s annual after-tax income reaches 200,000 or the company he works for is a department manager or supervisor of one of the world’s top 500 companies or one of the top 100 domestic companies. , or a leader with an intermediate or senior professional title, a fixed residence in the workplace, and a recommendation letter issued by the branch.

3. Credit investigation: The applicant has a good personal credit record and no bad records such as overdue credit cards.

The annual fee for the main card of the ICBC Platinum Credit Card is 2,000 yuan, and the annual fee for the supplementary card is 1,000 yuan. The annual fee for the ICBC Platinum Credit Card is relatively high. If you want to waive the annual fee, you must ensure that you accumulate points for consumption that year. If you think you can't reach 200,000, it's better to choose a regular card or a gold card and apply for a credit card rationally.

For more information about the application conditions for the ICBC Credit Card Platinum Card, go to: View more content

Why does the ICBC Platinum MasterCard Card have no annual fee explanation

ICBC MasterCard The credit card (Platinum Card) is an overseas credit card issued by Industrial and Commercial Bank of China and is a MasterCard Platinum Card. So is there an annual fee for ICBC credit card? How do I charge the annual fee? Can I be exempted from the annual fee if my consumption reaches the standard?

Introduction to the annual fee of ICBC MasterCard Credit Card (Platinum Card)

How much is the annual fee of ICBC Credit Card

The annual fee for regular cards is 50 yuan-100 yuan/year , the annual fee for gold card is 200 yuan/year, the annual fee for small platinum card is 480 yuan/year, and the annual fee for platinum card is 2,000 yuan/year.

How to waive annual fees for ICBC credit cards?

ICBC credit cards are exempt from annual fees in the first year, regular cards/gold cards/small platinum cards are free of annual fees for the next year if you make 5 purchases in that year, and platinum cards are free of annual fees for the next year. Spending RMB 200,000 per year on the card will waive the annual fee for the following year. And so on.

The annual fee for ICBC credit cards is charged on that day

The annual fee is generally charged on the day the credit card is activated, and the annual fee for the following year is charged on a recurring basis based on the activation date. For example, for a credit card activated on January 1, the annual fee will be charged annually. Fees will be charged on January 1st of each year.

How to apply for a refund of the annual fee that has been collected

If the ICBC credit card can be exempted from the annual fee if the consumption reaches the standard, but the consumption amount or number of consumptions are not reached within the cycle, the annual fee can be deducted Then contact ICBC credit card customer service to apply for a refund of the annual fee. Usually, if the refinishing is completed within the specified time, you can apply for a refund of the annual fee collected.

What is the annual fee for the ICBC Platinum Card?

ICBC Platinum Card is a high-end credit card of ICBC. Although it can enjoy many luxurious services, the annual fee is not low. How much is it specifically? Let me introduce it to you.

If the accumulated card consumption in the year reaches 200,000 yuan or equivalent foreign currency (calculated according to the current exchange rate), and does not include consumption that ICBC recognizes as non-accumulable points, such as car purchases, house purchases, etc., then ICBC will exempt the current year. Annual fees for primary and supplementary cards.

If the cardholder’s cumulative card consumption during the year of using the card does not reach 200,000 yuan or equivalent foreign currency (calculated according to the current exchange rate), and does not include consumption that ICBC determines cannot accumulate points, such as For car purchases, house purchases, etc., cardholders can redeem annual fees through credit card points. A credit card with accumulated points of 140,000 points can be redeemed for one year's annual fee for the Platinum Card's main card; a credit card's accumulated points of 70,000 points can be redeemed for one year's annual fee for the Platinum Card's supplementary card.

For platinum card customers, if the cumulative consumption amount reaches 4 million yuan or equivalent foreign currency, and the accumulated credit card points reach 4 million, their primary and secondary cards can be given a permanent annual fee exemption.

ICBC Platinum Credit Card enjoys the following free policies: handling fees for domestic withdrawals and transfers to other places, handling fees for deposits and transfers to other places with the domestic card held by domestic card holders, handling fees for order adjustment, replacement bill fees, and correspondence fees Express handling fee and loss report handling fee.

That’s it for the introduction to the annual fee of Industrial and Commercial Platinum Credit Card.