The current promotion is 6888 down payment and 3,000 yuan free. There is no handling fee. The 12-18 periods are interest-free, but you need to use 24 periods to buy the top allocation. That is to say, the down payment of 6888 is 1800 points per month and is paid off in 24 installments, and the excess manufacturer subsidy 3000 is used as 6 months of interest. So if you want to buy 6888, you must pay 24 installments. You will have to pay interest in 24 installments, but they subsidize 3,000 interest.