It is a value-added service of CITIC Payback.

The CITIC value-added service of 199 yuan is mainly for CITIC cardholders with preferred value-added service products. During the validity period of the product, they can enjoy the zero-point consumption SMS reminder service provided by the CITIC Bank Credit Card Center and the borrower's free comprehensive accident insurance. The role of service.

Many people may not know what this fee is used for. As the name suggests, credit card value-added services are the costs incurred for obtaining value-added services. For each value-added service, no matter how many cards or customized value-added services of the same type, each cardholder can only enjoy one value-added service guarantee. If you need to cancel the credit card value-added service fee, you can directly call the customer service hotline of the card-issuing bank and contact the manual customer service for help in canceling. The specific steps are as follows: Call the customer service hotline, the user enters the account opening ID number and query password according to the prompts, and then selects manual customer service. Finally, after some information verification, the user can apply to cancel the usage fee for credit card value-added services.