As of February 14, 2023, formal banks such as Agricultural Bank of China, Industrial and Commercial Bank of China, and China Construction Bank are acceptable.

According to information from Baidu Encyclopedia, you can apply for a credit card at any formal bank such as Agricultural Bank of China, Industrial and Commercial Bank of China, and China Construction Bank in Shangqiu.

Credit cards, the earliest credit cards appeared at the end of the 19th century. In the 1880s, the British clothing industry developed so-called credit cards, and the tourism and business sectors also followed this trend.