1. First, pay off the credit card. If you can't repay online, you can go to the bank counter to repay.
2. After the repayment is successful, call the customer service hotline on the back of the credit card and turn to manual service consultation to see if the credit card can be restored. Generally, it needs to be determined according to the overdue situation of the credit card;
3. If the situation is not serious, it can still be resumed. If you can't resume using it, you can only try to apply for a new credit card after a while.
Legal basis: Criminal Procedure Law of People's Republic of China (PRC).
Article 101 If the victim suffers material losses due to the criminal act of the defendant, he has the right to bring an incidental civil action in criminal proceedings. If the victim dies or loses his capacity for civil conduct, his legal representative and close relatives have the right to file an incidental civil action.
If state property or collective property suffers losses, the people's procuratorate may bring an incidental civil action when it brings a public prosecution.
Article 102 When necessary, the people's court may take such preservation measures as sealing up, distraining and freezing the defendant's property. The plaintiff or the people's procuratorate in an incidental civil action may apply to the people's court for preservation measures. The people's court shall adopt preservation measures and apply the relevant provisions of the Civil Procedure Law.