detailed description:
1. overdue definition: overdue refers to the situation that the credit card holder fails to repay all the payable funds before the repayment deadline. If all the payables are not repaid after one month overdue, even if the minimum repayment amount is paid, it will continue to be overdue.
2. minimum repayment amount: the minimum repayment amount is the minimum amount that the cardholder must pay in each billing cycle as stipulated by the bank. Usually, the minimum repayment amount includes the interest payable in the current period, part of the principal and late payment fees. If the cardholder only pays the minimum repayment amount, it will be regarded as overdue.
3. reasons for continuing overdue after overdue: even if the minimum repayment amount is paid after overdue for one month, the reason for continuing overdue is that the cardholder fails to repay all the payables. After one month's overdue, the overdue repayment will be recorded in the credit record, and the credit card account will be deemed as overdue, and overdue interest and late fees will continue to be generated until all the repayments are repaid.
conclusion: even if the minimum repayment amount is paid after one month overdue, it will continue to be overdue. The minimum repayment amount is only the minimum requirement for the bank to pay the cardholder, but failure to repay all the due amount will lead to the cardholder's account continuing to be overdue, resulting in overdue interest and late payment fees.
Extended information: Overdue repayment has a bad influence on personal credit records. The cardholder's credit record is the record of personal credit status by banks, other financial institutions and credit reporting institutions. Overdue repayment will reduce personal credit score and affect personal credit ability in applying for loans and adjusting credit line in the future. Therefore, it is suggested that cardholders should repay all the repayments on time to avoid overdue repayment.
supplementary information: assuming that the cardholder can still pay off all the payables after one month overdue, the overdue status will be lifted. However, if only the minimum repayment amount is paid after one month overdue, it is still considered overdue.
The above is the answer to whether the minimum repayment amount will continue to be overdue after the credit card is overdue for one month.