Card friend Xiao Qi applied for a credit card online, but only after receiving the card did she know that the credit limit was only 3,000 yuan, which puzzled her. Is it true that the online credit card limit is very low? Actually, it's not. Here's how much you can get by applying for a credit card online. The credit card limit is determined by the bank according to the application materials provided by the applicant. Reference items include the applicant's work, income, credit information, social security, assets, etc. , and then give the comprehensive score. According to the score, determine whether to issue a card and the credit limit for issuing a card. If you want to get a high credit card, you need to submit some relevant proof materials, as well as financial proof materials (such as real estate, cars and large-scale financial management). ) Prove your repayment ability to the bank. However, when you apply for a credit card online, you can't submit enough proof materials, such as your social security, work certificate, property certificate, etc. Therefore, the bank can't assess your repayment ability, and the amount of cards given to you is generally very low. To this end, I suggest that if you need a credit card limit, you'd better go directly to the branch bank counter instead of applying online, which will save trouble. Of course, even if you get a low credit card, you may become a high credit card. After getting the credit card, the cardholder can go to the bank with personal property, car, income, provident fund and other materials to prove his financial resources, submit a supplementary application and raise the limit. If you really want to apply for a high credit card online, you can work hard on the application form, mainly by doing this: 1, marital status: married with children get the highest score because it is relatively stable. 2, education: high education will add points, at least bachelor degree or above. 3. Residence status: self-purchase without loan, plus points. Explain that the economic strength is good and there is no burden. 4, personal annual income: the more the better, do not exaggerate, according to the type of work to fill in. 5. Duration of current address: The longer the better, be careful not to be outrageous. 6. Current working hours: at least 1 year, the longer the better. 7. Occupation and industry category: institutions, state-owned enterprises, top 500 enterprises and well-known enterprises are the best. 8, mailing address: it is best to choose the address of the unit, you can add points.