Hello, Bank of China credit card installment payment must meet the following requirements:

1. Single consumption is greater than or equal to 1,000;

2. The total bill is greater than or equal to 1,000, Additionally, cash advances cannot be spread over time and can only be paid back in full.

So, either the thing you buy is more than 1,000 yuan, or the total consumption amount exceeds 1,000 yuan before you can apply for installment.

For single consumption installment, you can call the Bank of China credit card customer service number 3 days after consumption and 3 days before the bill date; for bill installment, you can just call after the bill comes out. The bill installment can only be divided into 90% of the total amount of the bill, not all of it. The bill is in installments, and the installment amount will be paid from the next cycle.