1. Select the following two application cards: Y-POWER black card and white card. This card is more likely to be issued, but because it is mainly aimed at young people, the age range should be controlled within 30. The credit cards of customers over 30 years old include the co-branded cards of Suning Appliance and Jinjiang Inn, and the amount is around 3,000-20,000. If the applicant has other bank credit cards with a credit limit of more than 20,000, he can apply for the Bank of Communications Gold Card.
For the first time, choose standard card, Wal-Mart Puka or Suning Puka. (If the education is below high school, you can fill in junior college, and the standard is junior college. Meeting this academic requirement can improve the probability of card withdrawal. In addition, keep in mind the relevant information filled in when you apply for a card, and be ready to ask the customer service staff. )
Social security accumulation fund has been paid for half a year.
3. The applicant has no bad record of overdue credit card; There is no record that the Bank of Communications application card has been rejected in the past three months. If there is, it will take three months to apply again.
Extended data
First, the card has a mortgage, car loan or credit card for one year, college degree or above, and social security or provident fund for half a year! These are the first conditions of the second batch of traffic credit cards. If they meet the requirements, they will be approved directly without calling! If it does not meet the requirements, there will be a telephone call back, and the pass rate will be discounted or even failed in the first instance.
Second, good credit: the so-called good credit, first of all, the debt should not be too high, the overdue times should not be too many or seriously overdue, and the number of inquiries should not be too many. Credit information cannot be changed frequently! This has been said many times, and I don't want to repeat it.
Third, the work unit: to apply for a credit card, you must have a work unit, which is the basic information.
Bank of Communications official website-Bank of Communications Standard Credit Card