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Which domestic banks do not charge for credit cards?
Almost all banks in China do not charge any fees for handling credit cards, but they usually charge some annual fees, which are generally charged by various credit cards.

take for example

China Industrial and Commercial Bank Credit Card Annual Fee:

Gold card unionpay+MasterCard annual fee 200 yuan, subsidiary card annual fee 100 yuan;

Gold Card UnionPay +Visa card annual fee 200 yuan, supplementary card annual fee 100 yuan;

Gold card unionpay+200 yuan for the main card and 100 yuan for the secondary card;

Puka UnionPay+MasterCard Annual Fee 100 Yuan as the main card and 50 yuan as the auxiliary card;

Annual fee of Puka UnionPay +Visa card 100 yuan, and annual fee of supplementary card in 50 yuan;

Puka UnionPay+Express Annual Fee 100 Yuan as the main card and 50 yuan as the auxiliary card.

The annual fee policy is: free of annual fee in the first year, free of annual fee in the following year if you swipe your card five times or spend more than 5,000 yuan.