when traveling in Australia, you bring a certain amount of cash, and then you mainly swipe your card. It is recommended to use dual-currency credit cards of Minsheng Bank and China Bank with Australian dollars and RMB, and there is no handling fee when swiping the card. If you take a dual-currency credit card in US dollars and RMB, regardless of Visa or Master, you will have to charge a handling fee of 1.5% US dollars to Australian dollars.