Dongguan Bank has also cooperated with JD Finance to set up a joint card, which can also be sent to JD.COM Plus members to enjoy the shopping rights in JD.COM. Interested friends can apply and see how much they can get. Here's a brief introduction to the quota of Dongguan Bank's Jingdong Financial Co-branded Card.
What is the amount of Jingdong Financial Co-branded Card of Dongguan Bank?
The JD Finance co-branded card of Dongguan Bank is a gold card. According to the credit limit range of different credit cards classified by Dongguan Bank, the credit limit of this credit card is between1~ 50,000 yuan, but the credit limit of this card may be lower than this standard, depending on the credit status of the applicant.
Under normal circumstances, after receiving the application materials submitted by the applicant, Dongguan Bank will make a comprehensive evaluation according to its credit status and other aspects. The higher the score, the higher the quota. If you want to get a high quota, you must optimize the information when filling out the application form, starting with the annual fee, job position and working years.
How to inquire about the credit limit of the Jingdong Financial Co-branded Card of Dongguan Bank?
After the credit card is approved, the bank will send a short message, but it will not inform the credit limit in the short message. You need to check the credit limit yourself.
After you get the credit card, you can see the approved amount on the card letter. If you are in a hurry, you may wish to call Dongguan Bank's credit card customer service number and transfer to manual service. Customer service will inform you of the amount after verifying the identity of the card owner.
The above is "What is the amount of the joint card of Dongguan Bank Jingdong Finance?" I hope it helps you. In a word, the credit limit of this credit card mainly depends on the applicant's credit. After the card is approved successfully, you can check the credit limit yourself without waiting for the card to be received.
How to handle the credit card of Dongguan Bank?
You don't need a work certificate to apply for a debit card from Dongguan Bank, but you need a work certificate or a stable and legal proof of financial resources to apply for a credit card from Dongguan Bank.
I. Processing conditions:
1, at least 16 years old.
2. Have a valid identity document.
Second, the handling of materials
1. Original and photocopy of ID card
2. Account Opening Application Form
Three. Dongguan bank card opening process:
1. Bring my valid ID card and the cost of production to the card bank outlets.
2. Register the reservation business in the lobby and queue up for business.
3. When you arrive, tell the teller to apply for a bank card and then submit your ID card.
You need to fill out a bank card application form and give it to the staff.
5. Set the bank card password and confirm it.
Dongguan Bank issues two kinds of credit cards: personal card and corporate card. Different types of cards are different when applying. If it is a business card, you can apply to the card issuer for a business card with the account opening permit and related materials issued by the People's Bank of China. The unit can handle multiple unit cards, and the qualification of the unit card holder is designated or revoked by the unit.
Bank of Dongguan Credit Card Application
1, application conditions for personal credit card of Dongguan Bank: it must be at least 18 years old and have full capacity for civil conduct; Applicants need to have a stable and legal source of income; Applicants need to have a good credit record;
2. Application conditions of Dongguan Bank's credit card unit card: state organs, institutions, military units, social organizations or other organizations with legal personality; Have an account opening permit;
3. Dongguan Bank credit card application materials: the applicant must provide his valid identity document; Applicants are required to provide a valid income certificate issued by the personnel department or financial department of the unit, or provide a work permit; Applicants can also provide their own property certificates, copies of their cars, bank deposits, etc.
Dongguan Bank is a joint-stock commercial bank approved by the People's Bank of China and registered in Dongguan Administration for Industry and Commerce. Established on September 8th, 1999, and headquartered in Dongguan, Guangdong Province. Mainly engaged in interbank deposits, bond investment, bill discount, credit asset transfer and other businesses.
Can Dongguan Bank JD.COM co-branded credit card share the card?
You can't. Dongguan Bank JD.COM co-branded credit card is for personal use only and cannot be shared. Dongguan Bank Co., Ltd. is a joint-stock commercial bank, which was registered in Guangdong Administration for Industry and Commerce on September 23rd. 1999.
What is the credit card (debit card) limit of Dongguan Bank?
The credit card (debit card) limit of Dongguan Bank is related to the card level. The amount of ordinary cards is about 5,000 yuan, the amount of gold cards is 20,000-30,000 yuan, and the amount of platinum cards is about 50,000 yuan. The specific card approval amount is subject to the amount received by the user. The better the user's credit status, the higher the initial credit card approval amount. Of course, users can also apply for increasing the fixed amount of credit cards (debit cards) through good consumption and good repayment.
In addition, if users want to have a higher initial card approval amount, they can apply for Dongguan Bank credit card (debit card) at offline outlets, and they can submit financial proof when applying for offline outlets.
Excuse me, is the credit card limit of Dongguan Bank high?
The credit card quota approved by Dongguan Bank as a regional city commercial bank will not be too low to attract users to apply for cards, but it will not be too high. After all, there are risks.
The credit card limit of Dongguan Bank mainly needs to be approved by the bank according to the applicant's credit conditions and the card level applied for. The higher the card level, the higher the application conditions and the higher the approved credit limit.
Generally, the credit line of Capka of Dongguan Bank is about 5,000 yuan, the credit line of gold card is 20,000-30,000 yuan, and the credit line of platinum card is about 50,000 yuan, which is subject to the credit line of the bank.