A positive credit card number means that the available balance of the credit card account is greater than zero. Credit cards have a limit, and spending beyond the limit will lead to account arrears, and arrears and interest need to be settled before the repayment date. If the balance is greater than zero, it means that the user's credit card account has no debt now, so you can use the credit card with confidence.

The maintenance of the positive credit card requires users to use the credit card reasonably, not to exceed the limit, not to violate the terms of the consumption contract, and to repay on time. If the user violates the terms of the consumption contract, such as overdraft, installment payment, etc. , there will be fines, late fees, interest and other expenses, resulting in a negative account.

The existence of active credit cards has a great influence on the financial situation of credit card users. Users with positive balance enjoy the convenience and preferential service of credit card, while users with arrears have to bear extra expenses and financial pressure. Therefore, users should use and manage credit cards reasonably, not only to obtain financial convenience, but also to improve their credit rating.