According to the semi-annual report of the banking industry, in the first half of this year, the average employee salary of 16 listed banks was 166,000 yuan. In such a "rich, handsome" industry, one can get a stepping stone with a college degree and one year of work experience. Is such a "good thing" possible?

At the moment, the traditional banking campus recruitment season has not yet reached its climax, but when reporters enter "credit card, recruitment, Wuhan" on some recruitment websites, dozens of recruitment information pops up immediately.

“This is really a solid camp.” An industry insider revealed to reporters that most credit card sales representatives are labor dispatch workers or overall outsourcing, and are not formal employees of the bank. Due to the strict credit card assessment, many veteran salesmen have to find another job once they use up their contacts.

I ran out of connections and had to leave

Get a credit card and get movie tickets and stuffed bears... At the entrance of a cinema in Xudong, if passers-by take a second look, they set up a stall The sales representative stepped forward to solicit customers to apply for credit cards. This kind of scene is not unfamiliar to Chen Dong, who has been working as a credit card salesman for a year.

Chen Dong is from Wuhan. After graduating from a computer science major at a Sanben University in Beijing, he lived in Beijing for two years. In 2011, he returned to Wuhan and worked in credit card sales for a joint-stock bank.

When Chen Dong recalled the interview scene, he said that the person who interviewed them was not the person in charge of the bank, but the relevant personnel of a labor dispatch company. At that time, there were more than a dozen people participating in the interview, and the minimum education level was high school graduation. The interviewer briefly asked about some basic knowledge about credit cards, asked Chen Dong about a sales simulation scenario, and then asked Chen Dong to go back. The next day, Chen Dong received the recruitment notice.

Chen Dong said bluntly, "I was too thin-skinned at the beginning and didn't know how to speak." When sales performance failed to increase, Chen Dong began to mobilize relatives and friends around him to apply for credit cards. Chen Dong’s parents, aunt, and uncle all have a credit card. At the class reunion, they couldn't stand Chen Dong's bullying. Several classmates who already had credit cards applied for a new credit card at Chen Dong's bank.

A relevant person in the credit card department of a joint-stock bank in Han said bluntly that newcomers can only rely on personal connections to sell credit cards. Performance can be guaranteed in the first two or three months, but once the connections are used up, how to complete the assessment will be difficult. It became a big problem.

Chen Dong resigned after less than a year. He said that if you fail to complete the task, your money may be deducted, and invisible pressure forces you to resign. Moreover, employees’ labor contracts are signed with labor service companies, and banks do not have to bear any responsibility for layoffs.