Guangfa hopes that the functions of the credit card are similar to those of Guangfa Credit Card, such as instant access, 48 hours before full loss reporting, "Yangyanghang" interest-free installment payment, ultra-low minimum repayment amount, ultra-long interest-free repayment period and preferential consumption plan. These functions can ensure the safety of users' card use. Moreover, it also provides a credit card consumption mode of first consumption and then repayment, and provides business travel reservation service, which is very convenient.