Bank of Communications Walmart credit card points can only be used to exchange for special card credit. The card credit can be used to deduct the amount of in-store consumption at designated Walmart stores, but the card credit is only valid for 60 days.

The method of redeeming credit card credits is very simple. You can redeem them at the "Points Mall" on the official website of Bank of Communications Pacific Credit Card Center. Points are valid for 12 months. Points will expire monthly, with the expiration date being the end of each calendar month. Points that are not redeemed after the expiration date will be cancelled, and the points expiry date will be shown on the cardholder's statement. Extended information

The points redemption ratio is as follows:

1. 0-2999 points: no redemption;

2. 3000-6000 points: the redemption ratio is 0.25 ;

3. 6001-10000 points: the exchange ratio is 0.5;

4. 10001 points or more (inclusive): the exchange ratio is 1.

Points will not be calculated for the following items

(1) Various interests and handling fees stipulated in the applicable credit card regulations or receipt contracts, including but not limited to credit card annual fees, cash withdrawal transactions Handling fees, overdraft interest, late payment fees, over-limit fees, and other credit card charges, etc.;

(2) Transfer transactions, cash withdrawal transactions, online transactions; (*From January 1, 2012, online US dollar consumption , Bank of Communications Points Paradise club.bankcomm.com can accumulate points for cash consumption. Online USD consumption refers to consumption with the transaction code of online consumption and transactions through VISA or Mastercard lines)

(3) Special UnionPay applies. Transactions with merchants (including but not limited to rural merchants, county and township preferential merchants, etc.) according to billing rules;

(4) Specific categories of spending, including but not limited to real estate and car sales; wholesale Transactions; hospitals; junior and senior schools, universities, colleges, professional schools; charities and social services, non-profit undertakings; fines; bails and bonds; taxes; government services; embassy and consulate fees; government loans;

(5) Spending at specific merchant categories and individual sporadic merchants (for the above merchant information, please refer to the "Bank of Communications Credit Card Points Reward Program Rules".

Bank of Communications-Bank of Communications Pacific Walmart Credit Card Points Reward Program