The bank card application prompt "Card has been produced" means: the credit card has been approved, the bank is producing the card, and it will be mailed after the application is completed.
When applying for a credit card, after the credit card is approved, the bank will send the applicant a text message to inform the applicant that the bank will prepare the credit card and send it to your address.
Take ICBC credit card as an example:
1. Process of applying for ICBC credit card
1. Prepare application materials.
2. After preparing the materials, you can go to the bank to apply or make an appointment online.
3. Then wait for the bank’s approval. During the approval process, the bank will call the applicant to verify the information.
4. After approval, the bank will mail the card to the applicant. It will take about 3 weeks to get the card after successfully submitting the information.
2. Conditions for applying for a credit card from ICBC
1. There are certain age requirements for applying for a credit card: you must have full capacity for civil conduct, that is, you must be 18 years old and above.
2. Have legal and stable income and good credit.
3. Provide corresponding identity documents: copy of ID card or military officer ID.
4. Employment certification documents. Some banks also require proof of income and financial resources. Proof of financial resources can include a copy of the real estate certificate, a copy of the motor vehicle driving license, a bankbook, etc. Anyway, the proof of financial resources depends on the individual's repayment ability, which makes it easier to apply.
5. Documents proving the place of residence, which can be a copy of the household registration book, or certification materials issued by the street, or other certification materials. This is easier to do.
6. There is also an application form to apply for a credit card.
3. Things to note when applying
1. Work is very important.
A fixed job is a prerequisite for applying for a credit card. Never fill in a sales position or you will regret it. It is best to fill in financial, technical, middle management, etc. If you don't have a job, you can figure it out on your own.
2. Have dealings with banks.
To put it simply, the applicant has deposits in the bank. If the applicant has deposits in a certain bank, it will be relatively simple to apply for a credit card change, and the higher the savings limit, the greater the card limit.
3. Personal credit situation.
Both black households and white households have difficulties. Needless to say, it goes without saying that it is extremely difficult to successfully apply. Those on the Internet who promise that black accounts can buy cards are all lies. If you like to be deceived, no one will stop you. The difficulty in getting a white household is that there is no information about the applicant in the credit reporting system.
Extended information:
Credit card production process
1. Submit information. This step takes about three days. During this period, the bank collects All application materials will be sent to the head office.
2. It takes 10 to 15 days for the bank to review the information. At the same time, the bank will also call the applicant to verify the situation.
3. After passing the review, the card production process begins, which may take about 3 days.
4. After the card is produced, the bank will send the credit card via registered postal mail. It will take 3 to 5 days to receive it in the same city, and 7 to 10 days in another place.
5. Generally speaking, it usually takes more than half a month from applying for a credit card to getting the credit card.
As an indispensable consumption tool for contemporary people, credit cards undoubtedly occupy a very important position in our lives. At the same time, the application and card-issuing process have certainly attracted people's attention. But what we must know is that the purpose of applying for a card is to enable better consumption, not to get it after applying.
Reference material: Baidu Encyclopedia-Credit Card
Reference material: Baidu Encyclopedia-ICBC Credit Card