1. What happens after interest payment is stopped?

Stop interest means that the credit card holder can't repay the credit card arrears or loans on time due to special circumstances. After consultation with the bank, the bank will suspend the interest calculation on schedule and leave the arrears for later treatment. That is to say, how much money is owed at present, interest will not continue to be calculated and penalty interest will be generated.

But how to pay back the money, whether it is one-time or installment, and how long it will take. These problems still need to be solved through consultation with the bank, so it is not enough to stop paying interest and sit back and relax. It is necessary to continue to negotiate with the bank to achieve the best results. If you still want to know the relevant information, you can contact a lawyer for detailed consultation.

2. What are the legal consequences of overdue collection?

1. If the legal collection of financial institutions is not handled in time, financial institutions will call your family, friends or colleagues, send text messages or collect them at your work address, which will seriously affect your normal life and work.

2. If the collection fails, a third-party collection agency may be entrusted for violent collection, and you and your family may be collected by telephone bombing, threats and intimidation, which will pose a serious threat to your personal and property safety.

Third, what can we do to get the other party to give some time?

1. After the deadline, you can take the initiative to consult the bank for "personalized installment" or "secondary installment business" and reach an agreement through friendly negotiation, with a maximum of 60 installments, but it is overdue.

2. Negotiating repayment with the bank requires strong financial knowledge, professional legal knowledge, certain negotiation ability and perseverance, and more contact with the official customer service of the bank. Under normal circumstances, it is difficult for individual users to negotiate successfully with the platform bank.

You can contact a lawyer, who will help you negotiate with the platform and try to delay repayment or stop payment for you.