Many people say that they don’t know why they were locked up in a dark room by the bank. Being locked up in a dark room by the bank may cause them to be unable to raise their credit limit, or to have their credit limit reduced, or even affect their personal credit report. The editor below will introduce to you why you entered the CCB credit card black room?

"Black room" means that the cardholder has touched the bank's bottom line of risk control and is therefore sent to the "grey list" by the banking system, which manifests as the inability to withdraw the amount, pay in installments, and not provide recommended limits. , there is not even a quota increase mark, etc.

CCB Credit Card Black Room: There is no temporary limit, you can apply in installments. CCB Credit Card Black Room: No bill installment, cash installment, consumption installment, no pre-approval limit, temporary limit, telephone invitation installment, quick loan.

Several common reasons for entering the dark room:

1. Gold cards cannot be used or canceled (cancellation requires phone application, and the business hall is Debit Card Department).

2. Use quick payment (you can’t get out of the dark room even if you pay it off in advance).

3. Quick loan money can be directly transferred to Alipay or WeChat.

4. If the loan is overdue and has not been repaid, CCB will immediately control it.

5. The card is used incorrectly.