You can make credit card transfer repayment to Guangfa Bank through any one of ICBC, China Construction Bank, Industrial Bank, China Merchants Bank, China Minsheng Bank, Shanghai Pudong Development Bank, China CITIC Bank and Shenzhen Development Bank. In fact, the most convenient way is to repay through Tenpay or Alipay, which is convenient and fast.

Guangfa Credit Card Payment Method:

1.Lacarra repayment:

Cardholders can use the UnionPay savings card bound by Lacarra to transfer money to Guangfa Credit Card for repayment. Generally, the line will be restored in real time and will be credited the next day.

2. ATM transfer:

Cardholders can make self-service repayment through the ATM of Guangfa Bank. Generally, you withdraw money from Guangfa Savings Card and deposit it in a credit card. Generally, the amount is restored in real time and recorded on the same day (recorded on the next day after 22: 00).

3 Automatic repayment:

Operating environment: MacBook, macOS( 10. 15.7) system, google version 92.0.4515.131.

Log in to the online bank of Guangfa Bank (), log in to your personal account, register and open the automatic transfer repayment business, set the repayment date, and automatically transfer funds from the savings account to repay the current arrears.

: precautions for credit card use

1, guarantee repayment on time.

The most important thing to use a credit card is to repay it on time. Otherwise, the long-term non-payment of overdue debts will affect the credit record of individuals in the central bank. Once personal credit is tainted, it will bring trouble to apply for a credit card or a loan in the future. Repayment is also very simple now. Everyone must remember the repayment time and remind themselves to repay on time.

2. Use cards in a planned way.

A friend who just got a credit card may not be able to control his consumption desire, but no matter how short of money, don't empty the credit line at one time, which is easy to get stuck. Every consumption of a credit card should be repaid on time, and consumption should remember to do what you can.

3. Say goodbye to sleep card.

"sleep card" is a credit card that is basically not used all the year round. If you put the card in your wallet, you can ignore it. Many people may think that as long as the credit card is not activated, there will be no annual fee, let alone no charge. This idea is wrong. Sleep card is likely to have an annual fee, especially sleep card, which has been activated. Therefore, if you have an unused credit card, you'd better cancel it in time.

4. Don't have too many credit cards.

Many novices like to handle multiple credit cards in a short time, but this method is actually not feasible. If you apply for more than one credit card at the same time, you will be checked for credit many times and rejected by the bank during the application process. The bank will think that you are particularly short of money recently and there is a risk of being unable to repay it.