Current location - Trademark Inquiry Complete Network - Overdue credit card - Is it illegal for me to help others return their credit cards and raise them to earn a little commission? What are the clear rules? What are the consequences of breaking the law?
Is it illegal for me to help others return their credit cards and raise them to earn a little commission? What are the clear rules? What are the consequences of breaking the law?
The act of "raising a card" is illegal and may even constitute a crime.

It is very undesirable to raise cards with cards. At present, a considerable number of cardholders can't make rational consumption, and because of the relaxation of bidding conditions, some cardholders don't even consider their repayment ability at all, just blindly handle cards when they see the immediate interests, which has buried many hidden dangers for the future.

On the surface, it seems feasible to raise cards with cards, but the risks are not small. After paying a handling fee, the cardholder made the repayment on schedule, but the cardholder should also be prepared for the next repayment. At the same time, once you taste the sweetness, it is easy to form a long-term bad habit of "raising cards" for repayment, which encourages personal irrational overdraft consumption and eventually causes the total amount of arrears to snowball. For cardholders who have no repayment ability, it is very unwise and harmful to ask for help from the "card-raising" company without any help.

The act of "raising a card" is illegal and may even constitute a crime. Cardholders who "support their cards with cards" are only confused about the cash flow at once, but ignore the cyclic interest and the penalty interest for late fees that may arise from it. As a result, customers who have become the bank's credit blacklist because of arrears have made cardholders lose more than they gain, and they are also facing the risk of credit crisis and are seriously suspected of fraud.