For free, the rural commercial bank held a press conference in Lu 'an, and officially launched a brand-new aggregate payment platform-"Jinnong Credit E Payment". This product can provide customers with smarter, safer and more convenient services. For merchants, you can also enjoy many benefits by using "Jinnong Credit E Pay". Customers use community e-banking to pay, free of merchant fees, and the money received is received in real time; Through Alipay and WeChat payment, the handling fee rate is as low as 0.2%, and the money received is T+ 1.

Jinnong Credit Cooperative Electronic Payment Marketing Operation Guide:

First, the function introduction

(1) E-payment of Jinnong Credit means that merchants provide relevant information, enter the community e-banking platform for free, and generate secondary microcode integrating WeChat, Alipay and mobile banking after review.

(2) Put the 3-in-1 QR code card at the cashier, and customers can scan it through Alipay, WeChat and mobile banking to realize payment. In addition, the merchant can pay the merchant by scanning the QR code generated by the customer's mobile phone to realize payment.

(3) The funds of WeChat and Alipay are T+ 1 cleared to the account opened by the merchant in the bank, and the merchant can use the funds on the bank card (enterprise account) at will without manual transfer in the WeChat and Alipay accounts. Mobile banking arrives in real time.

(4) Convenient reconciliation: merchants can check the transaction flow of the three payment methods at any time through the mobile phone client, and have payment information pushed.

Two. Concessions and financial support

(1) settled merchants can enjoy 0.05% discount on Alipay and WeChat cash withdrawal fees, and mobile banking is free. (In the first half of the year, the fees of WeChat and Alipay are free, counted monthly and refunded quarterly. )

(2) Merchants can participate in regular and irregular preferential activities carried out by banks, such as 100 discount, etc. We also publicized the official WeChat account and employees' circle of friends, and set up booths in the lobby of outlets and merchants. In addition, we can handle the loan product named "cash flow loan" through the capital flow of merchants in our bank, and the credit line depends on the capital flow. We can also handle credit cards and related businesses for merchants through mobile banking.

Third, merchant data collection

Business license, tax registration certificate (tax registration certificate is not required for the integration of the three certificates), copy of legal person ID card, and bank settlement account number (both individuals and companies can sign an "electronic payment" agreement with the merchant. Other information is the same as the previous community e-banking.