1, automatic repayment method;

2. Online repayment method;

3. Telephone repayment method;

4. Convenient repayment methods at outlets;

5. Other special repayment methods;

6. Repayment method of bank outlets

Ping An Bank's repayment methods are still very rich, and users can choose repayment methods according to their actual situation and usage habits.

It is very important for cardholders to choose the appropriate repayment method to repay on time for maintaining personal credit.

Ping An Bank's special reserve fund for consumption is the installment payment business of Ping An Bank, and the repayment is naturally carried out by stages. However, when repaying, in addition to repaying the principal, you also need to pay a certain amount of formalities.

For example, Ping An Bank's special reserve fund for consumption can be divided into six periods, 12 period, 18 period and 24 periods. You can choose the number of periods by yourself, and then repay according to the number of periods.

Can the special reserve fund of Ping An Bank be repaid in advance?

Ping An Bank's special reserve fund for consumption can be repaid in advance. If repayment is made in advance, the outstanding principal needs to be settled in one lump sum.

As for the handling fee, because the handling fee is collected by stages and monthly, the paid handling fee will not be refunded, and the remaining unpaid handling fee will be collected again according to 3% of the unpaid principal, and will be collected together with the principal at one time.

Extended data:

Ping An Bank's special reserve for credit card consumption is the extra credit card funds that the bank gives you on your credit card. It's not a credit line, so you can't withdraw your credit card, and you can pay it back to the bank for 24 months at the longest.

The special reserve fund for Ping An Bank's credit card consumption is only applicable to the credit card host of Ping An Bank, and the customers in the designated list are invited by the credit card outbound marketing specialist.

The application is very convenient: cardholders can apply directly through one-account credit card online banking;

Quick audit: feedback the audit results in real time. Once the bank approves the cardholder's application, it will transfer the money to the cardholder's credit card account within two natural days after the hesitation period.

References:

Ping An Bank-Terms and Conditions of Installment of Ping An Bank's Credit Card Reserve