Credit card suspension is a business that users apply to the bank for overdue credit card bills, and no overdue cyclic interest is charged for overdue bills. Once the cardholder successfully applies to the bank for credit card suspension, the overdue bill amount will not continue to generate interest. However, the suspension of credit card use will bear certain consequences. What will be the specific impact? Let's get to know each other.

Consequences of credit card suspension

1 First, after the credit card application is successful, but the overdue behavior of the credit card still exists, the overdue record will still be recorded in the personal credit report;

After the credit card is suspended, it will also be recorded in the credit report, which will affect the future loan and credit card processing;

Credit card suspension will not continue to generate interest, but it will still generate some handling fees.

The above is the analysis and introduction of the consequences of the suspension of credit card use, hoping to help.