1, if it is paid off in full, it will not generate any expenses;
2. If the repayment amount is less than the minimum repayment amount stipulated by the bank, it will be deemed overdue, with interest of 0.05%, and the unpaid part of the minimum repayment amount will be subject to a 5% late fee;
3. If the repayment amount is greater than or equal to the minimum repayment amount and less than the full repayment amount, interest shall be paid at 0.05%;
4. Repayment beyond the grace period is deemed overdue, with interest of 0.05% except for the late payment fee.
Introduction of credit card repayment methods of Guiyang Bank;
1. Self-service terminal repayment: you can use Guiyang Bank debit card to transfer repayment at ATM, or you can use credit card to deposit or withdraw the card at the cash machine.
2. Self-deduction repayment: the cardholder binds the personal settlement account opened in Guiyang Bank, and after the binding is successful, the system will repay by itself on the last repayment day of each month. Binding method: fill in the credit card application form, online banking binding, telephone banking binding and counter binding when handling the card for the first time.
3. Online banking repayment: I use my online banking self-service transfer to repay at Guiyang Bank. When other banks repay online banking, please choose to transfer to the bank: "XX Branch of Guiyang Bank Co., Ltd.". If you can't remember the branch where you opened the account, please choose "Guiyang Bank Co., Ltd." or call Guiyang Bank's 24-hour customer service telephone number to inquire.
4. Repayment by transfer from other banks: repayment can be made through online banking or mobile banking of other banks.
5. Counter repayment: Cardholders can make repayment directly at Guiyang Bank outlets, by cash or transfer.