Extended data:
First, the credit card is swiped six times without annual fee.
1. Many banks' credit cards can be swiped six times a year without annual fee, and most of them do not limit the consumption amount, so customers can swipe as much as they want when swiping their cards. Other credit card withdrawals are also counted in the number of times, allowing customers to withdraw cash directly from credit cards for 6 times.
2. Of course, whether it's credit card consumption or cash withdrawal, customers must remember to repay on time after consumption to avoid overdue. After the credit card bill comes out, if you can't repay it on time, you can also choose to repay it by installments or the minimum repayment amount.
Second, the benefits of credit card points:
1. Redeem gifts: users can go to the user's bank credit card official website to search for points, and users can also see some products redeemed for points and how many points are needed for redemption! Naturally, the products of each bank are likely to be different. In addition to entities, there will also be some product coupons and the like;
2. The points can be exchanged for some consumer accounts, and can also be exchanged for gifts in large shopping malls. In a word, this part of the exchange is provided by the merchant, but it is actually decided by the merchant. Paying cash by points is also a new way to go out in recent years. In bank cooperative stores, there will be exchanges, and points can be used as cash for shopping, for example, in some department stores. However, in general, it still depends on the types of bank credit cards. Some bank credit cards can be changed a lot, and some are less;
3. Redeem mileage: Some bank credit card points can be directly redeemed for mileage, but it is generally hoped that users will be VIP customers of domestic airlines. When users go out or travel, they can use the mileage redeemed by points.
3. How long will the credit card points be cleared?
The length of time for clearing points varies from bank to bank. Details are as follows:
1, the points of China Bank, Bank of Communications, China CITIC Bank and Shanghai Pudong Development Bank are valid for 2 years, and will be cleared automatically after 2 years;
2. China Everbright Bank's personal credit points are valid for 5 years and will be cleared automatically after expiration;
3. The points of ICBC, China Merchants Bank, China Construction Bank, Agricultural Bank, Huaxia, Minsheng and Citibank will not be cleared, as long as the account points are saved;
4. The points of Postal Savings, East Asia, Ping An, Guangfa and Industrial Bank are determined according to the validity period of bank credit cards, and the points will not be cleared within the validity period (usually one year or five years).
1. What happens after interest payment is stopped?
Stop interest means that the credit card holder can't repay th