It depends on the credit card limit. The maximum overdraft limit of a credit card is the credit card limit, which cannot exceed the credit card limit.

For example, the credit line is 30,000, and if you pay more than 20,000, you can overdraw 50,000.

Credit card limit:

Credit card limit, also known as credit card credit card limit, refers to the maximum amount that a credit card can use, including credit card limit (that is, the maximum overdraft limit of a credit card) and the amount deposited in a credit card.

The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit. Therefore, the applicant must provide proof of income and statement of asset guarantee. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.