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China Merchants Bank credit card has credit card consumption, which part of the money is returned?
The credit card has been used for spending, and the withdrawal part is given priority when repaying.

The credit card repayment sequence is as follows:

1. bill for the same period: the repayment order is annual fee, interest, handling fee (installment or cash withdrawal), cash withdrawal principal and credit card consumption principal. That is to say, if the cardholder both swipes the card and withdraws cash in the same billing cycle, the repayment amount will give priority to the repayment of interest, handling fee and cash withdrawal principal, and the remaining amount will be repaid by swiping the card.

2. Different billing cycles: If the withdrawal date falls within the next billing cycle, you need to repay the credit card consumption amount of the previous period first, and then repay the withdrawal interest, handling fee, withdrawal principal and current consumption amount.