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Can I apply for an ICBC credit card if I already have a China Merchants Bank credit card?

Hello, ICBC credit card application does not support card application. ICBC's credit card approval conditions are relatively high, so applicants are required to provide as many asset certification materials as possible, such as houses, cars, time deposits, etc. in their own name. China Merchants Bank credit card can also be used as auxiliary information for applying for a credit card. The bank will examine your Credit card usage records may also refer to the credit limit information of this card.

Any individual who is over 18 years old, has full capacity for civil conduct, and has a good credit record can apply for a credit card from ICBC. Applicants may apply for no more than two supplementary cards for their spouses or relatives who have full capacity for civil conduct. Applicants should carefully read and acknowledge the "Industrial and Commercial Bank of China Peony Credit Card Regulations" before applying for a card.

To apply for an ICBC credit card, you need to submit the following supporting documents:

1. Identity documents: Domestic residents should provide a copy of the applicant’s ID card or military officer’s certificate; overseas residents should provide Hong Kong and Macao residents Provide a copy of the pass, Taiwanese residents provide a copy of the Taiwan compatriot certificate, and other foreigners provide a copy of the passport.

2. Work certificate and income certificate document: The work certificate document can be a copy of the work permit or work identification card or the original work certificate stamped with the official seal of the unit; the income certificate document can be the one issued by the bank in the past three months. Wage records (copy of salary card statement) or copy of personal income tax withholding voucher or original income certificate issued by the unit.

3. Other supporting documents: Try to provide academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificates, self-owned car driving licenses, copies of ICBC time deposit certificates, and telephone numbers of the current place of residence in the past three months. , any original documents for water, electricity, gas bills, other bank credit card certification documents (originals of the last three statements), etc., will help increase the credit limit after applying for a credit card.