1. Choose the minimum repayment amount or installment repayment according to your own economic situation;

2. Borrow money from relatives and friends, don't be too face-saving, the interest of 500,000 yuan is very high;

3. Take the initiative to negotiate with the bank and ask for an extension of credit card installment;

4. Consume rationally, don't spend the extra money in useless places, but use it for repayment. If you keep a diary for a month, you will find that you have paid back a lot of money.