Working in China Merchants Bank and working in China Merchants Bank Credit Card Center are both staff members, but there is a big difference. The card center conducts independent accounting, and the year-end bonus is not as high as that of the branch. Moreover, for personal development, branches will have a bigger stage and broader space in the future.

China Merchants Bank Credit Card Center makes money by handling cards, that is, it is the first time to handle the bank's credit card, and the second card is not included in the assessment scope. If the assessment is unqualified, even the basic salary will not be given, but also deducted. Moreover, in the current market, there are several cards without one card, and basically everyone has several cards in their hands. Without a card, it is basically impossible to approve it. The assessment of the card department is based on the approved cards. No matter how many cards are handed in, it is no use. Moreover, after the financial crisis, the approval of credit applications has become more and more strict, which is not a good job at all.