When are the billing dates and repayment dates for ICBC credit cards?

This is not necessarily the case.

Currently, the ICBC credit card statement date and repayment date are available at the following times. Cardholders can choose the statement date and repayment date according to their personal convenience.

Billing date: 1st, repayment date: 25th; Billing date: 8th, repayment date: 1st of the next month; Billing date: 9th, repayment date: 2nd of the next month; Billing date: 10th, repayment date: 3rd of the following month; Billing date: 11th, repayment date: 4th of the following month; Billing date: 12th, repayment date: 5th of the following month; Billing date: 13th , repayment date: 6th of the following month; billing day: 14th, repayment date: 7th of the following month; billing date: 15th, repayment date: 8th of the following month; billing date: 16th, repayment date: The 9th of the following month; the billing day: the 17th, the repayment date: the 10th of the following month; the billing day: the 18th, the repayment date: the 11th of the following month; the billing day: the 19th, the repayment date: the 12th of the following month; Billing date: 20th, repayment date: 13th of the following month; Billing date: 21st, repayment date: 14th of the following month; Billing date: 22nd, repayment date: 15th of the following month; Billing date: 23rd , Repayment date: 16th of the following month; Billing date: 24th, Repayment date: 17th of the following month; Billing date: 25th, Repayment date: 18th of the following month; Billing date: 26th, Repayment date: The 19th of the following month.

: The bill date and repayment date of ICBC credit card can only be modified once during the validity period of the card. Cardholders can directly call the bank’s customer service number to apply, or they can bring their valid personal ID and card to ICBC. Handle at the branch counter.

The ICBC credit card statement date can be simply understood as the day when the bill is issued. On this day, all overdraft limits of the cardholder in the previous consumption cycle will be summarized, allowing you to know how much you have consumed and need to return. How much. The billing dates for different ICBC credit cards are different.

The repayment date of ICBC credit card is the day on which the cardholder must repay all the consumption limit summarized on the statement date. Generally, the repayment date is about 20 days after the bill date. The repayment date is also fixed and will not change because the month has one more or less day. However, the bill date and repayment date can be changed.

When changing the billing date and repayment date, generally change the repayment date to 2 to 3 days after salary is paid, so that the cardholder will have enough money to repay the credit card bill on the repayment day. If there is difficulty in repaying the card, the cardholder can use installment repayment or the minimum repayment amount.

It should be noted that there is no repayment grace period for ICBC credit cards. When you usually repay, you must remember to repay on time. Once the repayment date is exceeded and the amount is not paid off, you will be counted. Overdue. Overdue records will be uploaded to the credit reporting center, which will have an impact on personal credit reporting.

How to calculate the repayment date of ICBC credit card

The repayment date of ICBC credit card is calculated based on the statement date. Previously, the ICBC credit card statement date was the end of the month, which was the last day of the calendar month. For example: the billing date in March is March 31st; the billing date in April is April 30th. The repayment due date for ICBC credit cards is the 25th day after the statement date, which is the 25th of the next month.

Now ICBC has added 19 new billing days, ranging from the 8th to the 26th. You can adjust the billing date to any specified day according to your personal preferences, but you can only apply for adjustment once a year. For example, if you changed your billing date in May this year, you will not be able to apply for adjustment again until May 1 next year.

The interest-free repayment period starts from the statement date to the due repayment date. The longest interest-free period for ICBC credit cards is 56 days and the shortest is 26 days. You can enjoy the longest interest-free period by swiping your card on the 1st of each month. Interest-free period.

There are three ways to query the credit card bill date and repayment date. You can try the following operations:

1. Open the official website of the Credit Card Center, log in to the credit card online banking, and you can see it on the bill query page. Billing date and repayment date;

2. Call the customer service number of the credit center, answer the call and enter the phone banking password according to the voice prompts. After passing the identity verification, transfer to a manual agent to check the repayment date and billing date;

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3. Mail the card when you apply for a card. The bank will include credit card user guide information in the envelope mailed by the bank. The information will introduce the credit card limit, repayment date and billing date.