Current location - Trademark Inquiry Complete Network - Overdue credit card - What should I do if the credit card limit of ICBC drops to 0?
What should I do if the credit card limit of ICBC drops to 0?
I suggest you cancel this credit card.

ICBC's credit card limit has been reduced to zero, probably because the user's improper use of the card was monitored by the bank. In this case, it is difficult to restore the credit line in the later period. It is suggested that users directly cancel this credit card and apply for a new one two years later, and they can apply again by providing their identity information, proof of work income and proof of repayment ability. ICBC credit card adjustment steps: Please log in to ICBC E Life and select "Finance" according to the page prompts to adjust the credit line. Adjustment of permanent credit line or temporary credit line for up to 60 days is supported.

The credit card limit of ICBC has dropped to zero, which may be caused by overdue, cashing out, false information application, frequent online loans (whether overdue or not), handling cards in different places, and not using them for a long time. If it is not clear why ICBC's credit card was downgraded to 0, it is suggested that a credit card usage report can be pulled from official WeChat accounts such as Kayoucha. Cardholders who have overdue, cashed out or used false information to handle the card will be directly cancelled after the credit card is returned. Don't waste time, because 80% is on the bank's gray list. If you confirm that there is nothing wrong with your card use behavior, please contact ICBC's telephone customer service in time to ask why the credit card limit has dropped to zero. If there is no such behavior, you can explain the situation to ICBC's telephone customer service or go to ICBC's business outlets to submit proof materials to apply for restoring the credit line.

Tips: Just swipe your card within the available credit limit. After self-service repayment by credit card, the available quota will be restored in real time in principle, and the settings of each branch are slightly different. Please refer to the actual situation for details. We will grant a credit line according to your comprehensive personal credit status. Please refer to the adjustment results for details.

1. China Industrial and Commercial Bank adheres to the steady development of credit and maintains its position as the first credit bank in China. Continue to strengthen credit supply to key industries and regions, actively promote the construction of "green credit" and enrich financing products. At present, the loan balance of domestic companies is 29149.93 million yuan, an increase of15.2%; The balance of deposits of domestic companies was 3,402.683 billion yuan, up by 20. 1%.

Operating environment:

Mobile phone model: ELS-AN00 2.0.0.212

China Industrial and Commercial Bank: 7.0. 1. 1. 1.