You can't apply for a credit card with someone else's ID card. You must apply for a credit card in person, and you can't use someone else's ID card. To apply for a credit card, you need a copy of the applicant's ID card, a copy of the household registration book and the original proof of marital status; The applicant's work certificate, income certificate and bank account; Other property certificates of the applicant, such as self-owned cars, self-owned houses, bank deposits, etc.

legal ground

Article 12 of the Interim Measures for the Administration of Personal Loans

The lender shall require the borrower to apply for a personal loan in writing, and require the borrower to provide relevant information that can prove that it meets the loan conditions.

Article 13

After accepting the borrower's loan application, the lender shall fulfill the obligation of due diligence, investigate and verify the authenticity, accuracy and completeness of the personal loan application content and related information, and form an investigation and evaluation opinion.