1, WeChat pays attention to "Shanghai Pudong Development Bank Credit Card". After binding the card to WeChat, click Wei Jiayuan-I want cash:
You can see the amount you can apply for in the menu.
3. Click Apply Now to apply, and click on the product introduction to inquire about the interest rate:
4. It can be seen that the interest rate applied by each person is different (ranging from 0.82- 1% for each person): the total handling fee in the third installment is the least, the monthly handling fee in the 24th installment is the lowest, and the monthly repayment amount in the 36th installment is the least.
Tips? (Universal cash is repaid in advance by "equal principal and interest repayment", and the penalty is charged =3%* unpaid principal. At the beginning, I collected a lot of interest and recovered a small amount of principal, that is, more and more principal was collected later, and the interest was getting smaller and smaller);
Universal fund business is a micro-credit service based on the credit evaluation of credit card (personal card) holders or applicants, with credit card (personal card) as the carrier of payment or repayment.
The universal fund business is open to screened high-quality customers, and the universal credit line is the credit line for cash installment repayment given by the Bank to eligible cardholders/applicants according to their credit evaluation.
The universal fund payment method is to transfer to the account with the same name provided by the customer. Among them, the remittance of less than 200,000 yuan can be transferred to any customer account with the same name, and the remittance of more than 200,000 yuan must be transferred to the customer's bank card account with the same name in Shanghai Pudong Development Bank. The repayment method of universal money is monthly repayment through Pudong Development Credit Card. The use of funds is limited to personal consumption and may not be used for non-personal consumption purposes such as investing in stocks, funds and the property market.