Current location - Trademark Inquiry Complete Network - Overdue credit card - What is the cost and impact of not using CCB credit card after opening?
What is the cost and impact of not using CCB credit card after opening?
After the credit card of CCB is opened, it will not be used, and the annual fee will still be generated as usual. After the credit card expires, the bank will not renew it.

China Construction Bank's annual fee-free credit card policy;

① Credit cards of China Construction Bank (Puka, Gold Card) are spent 3 times per card year (unlimited amount), and the annual fee for that year is exempted. If it fails to meet the requirements, the annual fee will be collected in the next card-holding year and will not be refunded after collection. (unless otherwise agreed for special products);

② The annual consumption of CCB credit cards (standard platinum cards and European travel cards) is 18 times (unlimited amount), and the annual fee for that year is exempted. If the card does not meet the requirements, the annual fee will be collected in the next card-holding year and will not be refunded after collection. (unless otherwise agreed for special products);

③ Long Card IC Credit Card (Puka, Gold Card), which is spent in the main account for 3 times (unlimited amount) every card year, and the annual fee for that year is exempted. If it fails to meet the requirements, the annual fee will be collected in the next card-holding year and will not be refunded after collection. (unless otherwise agreed for special products);

④ Longka IC credit card (standard platinum card), if you spend 65,438+08 times (unlimited amount) in the main account every card year, you will be exempted from the annual fee for that year. If it fails to meet the requirements, the annual fee will be collected in the next card-holding year and will not be refunded after collection. (Unless otherwise agreed for special products).