Yes, personal information has been used fraudulently by others.

Contact the bank or financial institution and inform the bank or financial institution;

File a lawsuit to the People's Court to safeguard your legitimate rights and interests.

Lending a loan in someone else’s name is suspected of loan fraud and the relevant provisions of Article 193 of the Criminal Law shall apply.

Article 193

The crime of loan fraud involves one of the following circumstances: defrauding banks or other financial institutions of loans for the purpose of illegal possession, if the amount is relatively large, Whoever commits a crime shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan. If the amount is particularly huge or there are other particularly serious circumstances, the sentence shall be not less than 10 years in prison or life imprisonment, and a fine of not less than 50,000 yuan but not more than 500,000 yuan, or confiscation of property:

(1 ) Fabricating false reasons for introducing funds, projects, etc.;

(2) Using false economic contracts;

(3) Using false supporting documents;

< p>(4) Using false property rights certificates as guarantees or repeating guarantees exceeding the value of the collateral; (5) Using other methods to defraud loans.