The Agricultural Bank of China ETC Credit Card is a regional co-branded IC card product issued by the Agricultural Bank of China. This product adopts the UnionPay brand, and the product levels are gold card and platinum card. This product is mainly issued to local private car owners. In addition to general credit card financial functions, this product also has application functions in the national highway non-stop toll collection industry.

At the same time, cardholders can enjoy services such as free OBU equipment when applying for the card, discounts on highway tolls, etc. The annual fee is waived in the first year. If you swipe the card 5 times a year for the main gold card, and 12 times swipe the card 12 times a year for the main card platinum, the annual fee will be waived for the following year. The annual fee for the supplementary card will be waived for a long time.

ETC (Electronic Toll Collection) is the electronic toll collection system. It is an electronic toll collection system for roads, bridges and tunnels that is being developed and popularized internationally.

Using this system, car owners only need to install a proximity card on the car window and pre-store the fee. There is no need to pay manually when passing through the toll station, and there is no need to stop. The highway fee will be automatically deducted from the card. This toll collection system takes less than two seconds per vehicle. This technology is also the most advanced and fastest method at present. It does not waste time and is convenient for charging.

Extended information:

Preferential policies

Take the Agricultural Bank of China ETC credit card as an example. The Agricultural Bank of China ETC car owner credit card can be used on expressway MTCs in networked provinces and cities across the country. Electronic payment is implemented in parking channels and ETC non-parking channels.

This card adopts the "pass first, pay later" method. The toll fee is automatically deducted from the Agricultural Bank of China ETC credit card, and there is no need to deposit cash in advance. Holders of the Agricultural Bank of China ETC credit card can enjoy an exclusive discount of up to 10% off on highway tolls when traveling on highways in provinces and cities that have achieved national network connectivity.

No recharge is required for Bank of China’s ETC, and OBU equipment is provided free of charge. As long as the user holds a Bank of China ETC credit card, the tolls will be directly deducted from the credit card, and they can enjoy interest-free for up to 50 days, and a special discount of as low as 10% on highway tolls.

Construction Bank ETC car and truck owners can enjoy points-based discounts on oil changes, preferential car wash services, free roadside assistance, Sinopec’s 1% refueling discount, ETC and other functional benefits. Vehicles equipped with OBU electronic tags can realize non-stop toll collection in ETC lanes of national networked highways, and can enjoy a 50% discount on payment. ?

Baidu Encyclopedia-ETC Credit Card