Detailed description:

1. Credit card repayment date refers to the deadline stipulated by the bank for customers to pay the due amount to the bank.

2. If the customer fails to repay the credit card consumption amount before the repayment date, the bank determines that the customer is overdue.

3. Customers who fail to repay their credit card consumption within three days after the repayment date are also considered overdue.

4. Overdue repayment will cause late payment fees and credit record problems, which will have a negative impact on personal credit rating and lending ability.

Summary:

According to the regulations of the bank, the traffic credit card is overdue for three days after the repayment date. If the credit card spending amount is not repaid within these three days, it will be regarded as overdue, resulting in late fees and credit history problems. So be sure to repay in time before the repayment date to avoid overdue.

Extended data:

Overdue credit cards will affect personal credit history, credit rating and lending ability. Overdue repayment will lead to bad credit records, and long-term overdue repayment may be included in the list of "untrustworthy executors", which will bring inconvenience to personal daily life and economic transactions. In order to avoid overdue repayment, credit card bills can be managed by setting automatic repayment, early repayment or reminder function, and the consumption amount can be repaid in time before the repayment date. At the same time, it is also a good habit to plan the consumption amount reasonably and avoid exceeding your repayment ability.

Please note that the above is only a general description, and the specific credit card repayment policies and regulations may be different due to different credit card agreements between banks and individuals. If you have any specific questions, please consult the relevant banks or financial institutions for verification.