How to check credit information on mobile phone for free for individuals

1. You can use your mobile phone to log in to the Credit Information Center of the People's Bank of China at the website: , to register and check!

2. Or use a third-party platform such as 51 Credit Card Manager, select the credit report option, and the software will automatically forward the link for registration inquiry.

If you have overdue records online or loan records on multiple platforms, then your various records will be subject to big data risk control. At this time, your application for credit will be frequently rejected, and even your Huabei Jiebei will also be closed. If your big data has network blackouts, you can search for the mini program on WeChat: Chaxinyi, enter and view to get your own big data and credit status, and you can also get various indicator data such as: blacklist status, online loan application Records, application platform type, whether it is overdue, long loans, whether there are arbitration cases, and other important data information.

I believe many people have seen various advertisements on the Internet that can help you eliminate bad credit records. Some people who are eager to get a loan to buy a house may be gullible, but I can tell you for sure, All those who claim to be able to eliminate bad credit records are all scammers. Commercial banks do not have the authority to change personal bad credit records. Currently, the only one in the country that can change bad credit records is the People's Bank of China.

If the personal credit record is bad due to a commercial bank, the commercial bank that reported the bad record should write a written application statement, stamp it with the official seal of the unit, and submit it to the local People's Bank of China. Review, if everything is correct, the People's Bank of China will manually delete the bad credit record. Therefore, ordinary people cannot change your record at all. Don't blindly believe it and be deceived!

"With credit records "We are becoming more and more strict. Only by maintaining a good credit status and trying to avoid overdue loans can we avoid a credit crisis." Xiao Sa said that once an overdue loan occurs, it is correct to rebuild credit through legal means and conduct credit repair through compliant institutions. Choose, "Don't make a big mistake because of your impatience and regret it later."

How to check credit report on mobile phone

To check credit report on mobile phone, you must Choose formal channels - official website, central bank credit center. There is such a security notice on the homepage of the official website of the Credit Information Center of the People's Bank of China: The Credit Information Center does not authorize any third-party applications (APPs) to provide personal credit report inquiry services. Therefore, when checking credit information through mobile phones, do not trust any credit information inquiry software, otherwise there will be major risks of personal information leakage. Check credit information through the official website of the Central Bank Credit Information Center on your mobile phone: 1. Enter the keyword "Central Bank Credit Information Center" through the Baidu APP on your mobile phone and search the official website; 2. Click to enter the official website and select "Internet Personal Credit Information Service Platform"; 3. Click "Start now", the new user completes the registration and logs in; 4. Fill in the verification information according to the page requirements and submit; 5. If the personal application is verified, the result will be given within 24 hours.

How to check personal credit report on 51 Credit Card Manager?

The specific steps for 51 Credit Card Manager to check personal credit information are as follows:

1. Download the 51 Credit Card Manager APP from the mobile application supermarket, and then install it.

2. Open the 51 Credit Card Manager APP and click My in the lower right corner of the screen

3. Then select Personal Credit Inquiry

4. After entering, click World Credit The subsequent immediate query

5. For the first query, you need to register an account, enter your phone number, and register.

6. After registering, a payment page will pop up. After payment is made, your credit information will be sent to you.

That’s it for the introduction of how 51 Credit Card Manager checks credit information.