Yes. If a credit card is overdue for two months, you can still use it after repayment. If it is overdue for three months, the bank will suspend the card, which means it cannot be used. If it is overdue for two months, the bank may freeze the account. You can still use it after repayment. Apply for activation. If your credit card has been repaid late or overdue before, you should pay it off first. After paying it off, you can call the customer service hotline to see if it can be restored.

Credit cards that are overdue for two months will generally be temporarily frozen. Whether you can still use it after paying it off after two months of overdue depends on the review of the bank system. Different banks have different penalties for overdue credit cards. You can try Pay off the credit card balance first, and then apply to the bank to resume use.

Take the CCB credit card as an example:

1. If the CCB credit card is overdue for more than 30 days, the limit will be reduced to 50% of the original limit;

2. The CCB credit card is overdue. If the credit card is overdue for more than 60 days, it will be temporarily frozen;

3. If the CCB credit card is overdue for more than 90 days, the card will be forcibly suspended. Whether you can continue to use it after repayment depends on the bank's approval results.

1. If it is a China Merchants Bank credit card, due to overdue freezing of the card, there are generally two situations: after the repayment is received, the card limit will be restored immediately; after the repayment, the card still cannot be restored, you can directly cut the card and do Just handle it properly, there is no need to log out, and it cannot be logged out. Generally, if it is overdue for more than 30 days, it may be the second situation, and you cannot apply for another card. If you want to find out which situation your card belongs to, you can call our customer service to inquire.

2. In fact, there are many overdue situations, such as forgetting to repay, delayed bank transfer, malicious overdue, long-term arrears, etc. The consequences of overdue repayment will be different in each case. Some people may still be able to If you use the card, the person who uses it will lose the right to use the credit card forever. Here are several situations to discuss: For those overdue dues that are not malicious and the overdue time is not long, banks will generally turn a blind eye. If you pay it off immediately after it is overdue, your credit card will not be frozen, so you can use the card as usual after paying it off. If the overdue time is too long and the overdraft is malicious, then generally if the loan is not repaid for more than 3 months, the bank will freeze the credit card, and the credit card may not be able to be used after repayment. However, it is best to contact your credit card customer service to see if it can be unfrozen.